EXPERIENCE

Ricardo L. Gilmore is a senior partner and co-founder of Saxon, Gilmore, Carraway & Gibbons, P.A.. Mr. Gilmore has practiced law for twenty five years and specializes in the areas of business and corporate law, public finance, and commercial litigation. He serves as special counsel to housing authorities in Florida and other states relative to affordable housing development matters, which involve a multiplicity of legal issues unique to housing authorities as well as applicable to governmental agencies and/or corporate entities. He has developed a specialty in public housing law and has been involved in two extensive litigation matters appealed to the U.S. Supreme Court that established nationwide precedents. Further, Mr. Gilmore has been involved in the establishment and operation of instrumentalities and affiliates associated with development and fundraising for housing authorities. He has expertise in Florida Government-in-the-Sunshine laws, public records laws, and corporate governance issues affecting commissioners of housing authorities, as well as public finance relative to issuance of municipal bonds and acquisition of tax credits. He has worked on legal issues for ten (10) Hope VI revitalization projects. He has also worked with one of the few housing authorities in the nation that demolished public housing and served as its own developer to rebuild and operate affordable housing and tax credit units in its place, without the assistance of Hope VI financing. He has helped create public-private partnerships to redevelop blighted areas into mixed income communities with commercial office and retail components, and has advised on the establishment of workforce housing in urban areas. Mr. Gilmore is particularly proud of serving as legal counsel to a housing authority in Georgia that achieved complete autonomy from the U.S. Department of Housing and Urban Development, while retraining its status as a public housing authority.  Mr. Gilmore received his B.A. degree from the University of Georgia in 1975 and his J.D. degree from the University of Florida College of Law in 1978. He is a frequent speaker at conferences concerning public and affordable housing issues, including conferences sponsored by the Housing Development and Law Institute (HDLI), the National Association of Housing and Redevelopment Officials (NAHRO), the National Organization of African-Americans in Housing (NOAAH), the Public Housing Authorities Directors Association (PHADA), and the Florida Association of Housing and Redevelopment Officials (FAHRO).

PROFESSIONAL, TRADE AND CIVIC ACTIVITY

• The Florida Bar (Member of the Government Lawyer, and the City, County & Local Government Law Sections)
• Hillsborough County Bar and Orange County Bar Associations
• HDLI (Director), NAHRO, NOAAH (General Counsel), and FAHRO
• Florida Blood Services, Inc. (Director)
• Kappa Alpha Psi Fraternity, Inc., Life Member