By  Tracy M. Evans, Esq., Associate, Saxon, Gilmore, Carraway & Gibbons, P.A. Last year, we reported on the recent activities of the Consumer Financial Protection Bureau (CFPB) including its proposed amendment to Regulation Z’s ability-to-repay rule that provided an exemption to the ability-to-repay rule for certain nonprofit creditors.  The previous article can be viewed here. ...Read More

By Tabitha S. Etlinger, Associate, Saxon, Gilmore, Carraway & Gibbons, P.A. In January, we summarized the Eleventh Circuit decision in United States of America ex rel. Michael Lesinski v. South Florida Water Management District, No. 12-16082, 2014 WL 23737 (11th Cir. Jan. 2, 2014). The Eleventh Circuit ruled in Lesinski that South Florida Water Management...Read More